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Rochelle is a Black woman living in Philadelphia. Though well-accomplished, Rochelle tried for over a year to buy a home. Time after time, she was rejected. Simultaneously, a White couple received a mortgage loan almost immediately with school loans and low income. Rochelle is not alone in this type of housing discrimination. Rochelle’s mortgage company, Philadelphia Mortgage Advisors, has a history of denying Black Indigenous People of Color (BIPOC) loans. The process of denying loans to BIPOC individuals, such as Rochelle, is a form of redlining. Though the practice of redlining officially became illegal in 1968, with the Fair Housing…

Leigh Cottle

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